Terms of Service for American Medigap LLC

Effective Date: June 10, 2025

1. Acceptance of Terms

By accessing or using our website and services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, you should not use this website or our services.

2. Services Overview

American Medigap LLC provides Medicare insurance guidance and assistance to individuals seeking health coverage options. We are not affiliated with or endorsed by the United States government or the federal Medicare program.

3. No Professional Advice

The content on this website is for informational purposes only and does not constitute legal, financial, or professional advice. You should consult a licensed insurance agent for personal recommendations tailored to your specific needs.

4. Eligibility

You must be at least 18 years old to use our website and services.

5. User Obligations

• You agree to provide accurate, current, and complete information when using our site or contacting us.
• You agree not to misuse our site, attempt unauthorized access, or interfere with normal operation.

6. Intellectual Property

All content on this website, including text, graphics, logos, and layout, is the property of American Medigap LLC and protected under applicable copyright and intellectual property laws. You may not reproduce, reuse, or distribute content without prior written permission.

7. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

8. Disclaimer of Warranties

Our services and information are provided “as is” without warranties of any kind, either express or implied. We make no guarantees about the accuracy, reliability, or availability of the site or services.

9. SMS Messaging Terms & Compliance

1. Program Description: This messaging program sends appointment confirmation and reminder messages to customers who have booked an appointment with American Medigap LLC through our website at https://americanmedigap.com, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include scheduling confirmations, appointment reminders, rescheduling updates, and customer support communications.

2. Cancellation Instructions: You can cancel the SMS service at any time. Simply text "STOP" to the same number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

3. Support Information: If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to [email protected] or call 1-877-730-3034 during business hours.

4. Carrier Liability: Carriers are not liable for delayed or undelivered messages.

5. Message & Data Rates: Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule. For questions about your text plan or data plan, contact your wireless provider.

6. Supported Carriers: Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.

7. Age Restriction: You must be 18 years or older to participate in our SMS program.

8. Privacy Policy: For privacy-related inquiries, please refer to our Privacy Policy at https://americanmedigap.com/privacy-policy

We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.

10. Limitation of Liability

To the fullest extent permitted by law, American Medigap LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of the website or services.

11. Modifications to Terms

We may update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes are made constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of Wisconsin. Any disputes shall be resolved under Wisconsin law through binding arbitration.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: [email protected]
• Phone: 877-730-3034
• Address: 2191 County Rd C, New Richmond, WI 54017